Explore All Loan Options
Select a loan type from the left to view complete details, eligibility & process
Personal Loan
An unsecured loan for any personal need — medical emergency, wedding, travel, renovation or debt consolidation. No collateral required.
Advantages
- No collateral required
- Multi-purpose use
- Quick disbursal
- Flexible repayment
- Minimal documentation
Things to Know
- Higher interest vs secured
- Good CIBIL needed
- Prepayment charges
- Short tenure = higher EMI
Documents Required
Enquiry Submit
Share your basic details with our team
Document Collection
Required documents are collected
Bank Processing
Application is submitted to the best bank/NBFC
Approval & Disbursal
Amount is credited directly to your account
Business Loan
Working capital and expansion funding for shops, businesses, manufacturing or services. Best option for MSMEs.
Advantages
- Working capital coverage
- Equipment purchase help
- Expansion funding
- Multiple lender options
- MSME-friendly terms
Things to Know
- Business proof required
- ITR/GST needed
- Min. business vintage
- Collateral may be needed
Documents Required
Profile Review
Discuss your business profile and needs
Document Submission
Financial documents are collected
Lender Matching
Best-fit bank/NBFC is selected
Sanction & Disbursal
Amount transferred to business account
Apply for a Business Loan
Nipoon team will suggest the best option based on your business profile
Apply NowHome Loan
A long-tenure structured loan for buying, building or renovating a home. Tax benefits available under Section 80C and 24(b).
Advantages
- Highest loan amount available
- Lowest interest rates
- Tax deduction on interest
- Up to 30 years tenure
- Balance transfer option
Things to Know
- Property must be legally clear
- High documentation needed
- Down payment 10–20% required
- Property pledged as collateral
Documents Required
Property Selection
Select property and complete legal verification
Loan Application
Apply with income and property documents
Valuation & Verification
Bank verifies property and income
Sanction & Registration
Loan sanctioned, property registered and funds released
Make Your Dream Home a Reality!
Nipoon team will connect you with the best home loan offers from all major banks
Apply NowLAP — Loan Against Property
Get a large loan by keeping your existing property as collateral. Best for business funding, medical emergency, education or debt consolidation.
Advantages
- Higher loan amount possible
- Lower interest rate
- Long repayment tenure
- Any purpose funding
- Retain property ownership
Things to Know
- Property verification needed
- Legal check mandatory
- Default risk on property
- Longer processing time
Documents Required
Car Loan (New & Used)
Low EMI option for buying a new or used car. We get you the best rate through all major banks and NBFCs.
Advantages
- Up to 90% funding
- Both new and used cars eligible
- Competitive interest rates
- Flexible EMI options
- Quick processing
Things to Know
- Car hypothecated to bank
- Insurance mandatory
- Down payment required
- Used car age limit
Documents Required
Two Wheeler Loan
Low-cost two-wheeler loan for buying a scooter, bike or motorcycle. Minimal documents and fastest processing.
Documents Required
Gold Loan
Put your idle gold to work! Get instant cash by keeping gold as collateral. Best option for emergency funds.
Advantages
- Same day cash disbursed
- No income proof needed
- Low interest rate
- Minimal documentation
- No CIBIL check
Things to Know
- Gold seized on default
- Short tenure only
- Limited to gold value
- Pure gold required
Documents Required
Education Loan
Complete education loan guidance for higher education, professional courses or abroad studies. Everything from tuition fees to hostel is covered.
Documents Required
Government Scheme Loans
Eligibility check, documentation and application support for PM Mudra Yojana, Kisan Credit Card, PM SVANidhi and other government scheme loans.
Advantages
- Govt backed schemes
- Lower interest rates
- Subsidy benefits available
- Small business support
- No/minimal collateral
Things to Know
- Strict eligibility criteria
- Government approval time
- Business vintage required
- Purpose-specific use only
Documents Required
Apply for Govt Scheme Loan
Nipoon team will help with eligibility check and complete application
Check EligibilityReady to Apply for a Loan?
Nipoon team will provide the best bank match, documentation support and step-by-step guidance based on your profile.