Terms of Service

01

Agreement Overview & Acceptance

Welcome to Vistarkriya! These Terms of Service ("Terms", "Agreement") constitute a legally binding contract between you ("User", "you", "your") and VistarKriya Marketings Private Limited ("Company", "we", "us", "our"), a company incorporated under the laws of India, regarding your use of our SaaS platform, website, mobile applications, APIs, and all related services (collectively, the "Service" or "Platform").

Important: Binding Legal Agreement

By accessing, browsing, or using this platform in any manner, including but not limited to visiting the website, creating an account, making any payment, submitting any data, or using any service, you unconditionally agree to be bound by these Terms.

If you do not agree to all of these Terms, you must immediately cease all use of the Platform and exit.

Your continued use of the Platform after any modifications to these Terms constitutes your acceptance of such modifications.

Who These Terms Apply To

1. Tenants / Admins (Primary Subscribers)

Businesses or individuals who subscribe to our platform to access CRM features, manage leads, and utilize service chapters. Tenants are bound by all sections of these Terms without exception.

2. B2B Customers (Tenant's Clients)

Business clients of our Tenants who use the customer portal. B2B customers have a separate agreement with their respective Tenant, and these Terms govern their use of our platform infrastructure. The Company bears no responsibility for disputes between Tenants and their B2B customers.

3. End Users / Visitors

Anyone browsing our public pages or submitting information through any channel. All visitors are bound by these Terms.

Amendments to Terms: VistarKriya Marketings Private Limited reserves the absolute right to modify, amend, update, or replace these Terms at any time without any prior notice, as the Company deems fit and necessary. Changes become effective immediately upon posting to the Platform. It is your sole responsibility to review these Terms periodically. Continued use after changes constitutes irrevocable acceptance.

Eligibility: You must be at least 18 years old, possess valid government-issued identification, and have the legal capacity to enter into binding contracts under Indian law. If registering on behalf of a business entity, you represent and warrant that you have full authority to bind that entity to these Terms.

02

Platform Nature & Critical Disclaimers

Critical: Understanding Our Role

Vistarkriya is a technology platform and CRM service provider only.

We are not a bank, NBFC, financial institution, money lender, loan provider, insurance company, or any regulated financial entity. We do not lend money, approve loans, set interest rates, decide EMIs, provide insurance, or make any financial decisions.

What We Are

Technology Platform: We provide CRM software and digital tools for business management
Lead Management System: We facilitate the collection, organization, and routing of customer inquiries
Mediator/Facilitator: We connect users with third-party service providers including banks, NBFCs, and other partners
SaaS Provider: We charge fees for access to our CRM platform and technology services

What We Are Not Responsible For

Loan Approvals or Rejections: All lending decisions are made solely by banks/NBFCs at their absolute discretion
Interest Rates, EMI, Processing Fees: These are determined and charged by the lending institution, not by us
Insurance Premiums and Policies: Charged and managed by insurance providers
Pincode Availability: Banks independently determine serviceable areas and may blacklist any pincode/area without notice
Blacklisted Areas: We have no control over which areas banks designate as restricted or blacklisted
Document Verification by Banks: Banks conduct their own verification and may reject applications at their discretion
Disbursement Timelines: Loan disbursement timing is controlled entirely by the lending institution
Third-Party Service Quality: We do not guarantee the performance of any bank, NBFC, CA, CS, or other service provider

Loan Rejection Disclaimer

If your loan application or any lead submitted through our platform is rejected by a bank or NBFC, this is entirely the decision of that financial institution. Rejection may occur due to credit score, income criteria, documentation, pincode blacklisting, internal bank policies, or any other reason at the bank's sole discretion. Vistarkriya bears no liability for any rejection, delay, or unfavorable terms offered by any financial institution.

You expressly acknowledge and agree that by using this Platform, you understand that we are merely a technology intermediary, and any fees paid to us are for CRM access and platform usage only—not for any loan product, financial service outcome, or guarantee of approval.

03

User Accounts & Registration

Account Creation Requirements

To create an account and use our platform, you must:

Complete the signup process with accurate, truthful, and complete information
Verify your email address and mobile phone number
Complete mandatory KYC verification (PAN and/or Aadhaar as required)
Provide valid business registration documents if applicable (GST, Shop Act, etc.)
Accept these Terms and all related policies
Accept the digital agreement presented during signup

Account Security & Responsibility

You are solely and entirely responsible for:

Maintaining absolute confidentiality of your login credentials
All activities that occur under your account, whether authorized by you or not
Immediately notifying us of any unauthorized access or security breach
Ensuring your account information remains accurate and up-to-date at all times
Any consequences arising from sharing your credentials with any third party

Account Misuse

We reserve the right to immediately suspend or terminate any account that we believe, in our sole discretion, is being misused, shared with unauthorized parties, used for fraudulent purposes, or violates any provision of these Terms. No refund shall be provided in such cases.

04

Service Description

Vistarkriya provides a comprehensive SaaS-based CRM and business management platform that includes:

Digital Office Platform: Multi-tenant architecture for business operations management
CRM System: Customer relationship management, lead tracking, and pipeline management
Service Chapters: Modular business services including Click & Credit, Micro Loans, Loan On Me, Associate Services, MSME Digital, PAN Services, and others
Wallet System: Digital wallet for internal transactions and balance management
KYC Verification: Identity verification services via Aadhaar and PAN
CIBIL Reports: Credit report generation services
API Access: Integration capabilities for developers and partners
White-Label Branding: Custom branding options for your business

Service Availability & Modifications

While we strive for high uptime, we do not guarantee uninterrupted, error-free, or secure access to the Service. We reserve the right to modify, suspend, or discontinue any feature, chapter, or service at any time without prior notice and without liability. Scheduled maintenance, emergency updates, third-party API outages, or force majeure events may cause service interruptions.

05

Payment Terms, UPI Mandate & Refund Policy

Free Plan

Lifetime free with limited features

Paid Plans

Premium subscriptions

Chapters

Service activation fees

Wallet Topup

Prepaid service credits

PART A: Refund Policy

Understanding Our Refund Policy

As a service-based platform, all payments made to Vistarkriya are final once services are activated or delivered. This policy applies to:

Subscription fees (monthly, quarterly, yearly, lifetime)
Chapter activation fees and service charges
Wallet top-ups and credits
CIBIL reports, verification fees, and API charges
Associate service fees and professional charges
Initial payments for mandates
Any EMI or installment already processed

Why This Policy Exists

We want to be transparent about why refunds cannot be processed once services begin:

Free Trial Available: We offer a lifetime free plan so you can fully evaluate our platform before upgrading. We encourage you to explore all features before making a payment decision.
Service-Based Business: We provide CRM tools and platform access. Once activated, these services are delivered immediately and cannot be "returned."
Instant Delivery: Services like CIBIL reports, KYC verification, and API calls are consumed instantly upon request.
Third-Party Costs: We incur costs with our partners (credit bureaus, payment gateways, API providers) the moment you use any service.
Independent Bank Decisions: Loan approvals and rejections are decisions made by banks/NBFCs, not by our platform.

Important Clarification

You are paying for platform access and CRM tools—not for loan approvals or disbursements. Bank decisions regarding loan applications are independent of our services and do not create refund eligibility.

Payment Processing: All payments are processed securely through RBI-authorized payment partners (Cashfree, Razorpay, etc.). Prices are in Indian Rupees (INR) and include applicable GST.

PART B: Understanding UPI Mandate

When you opt for installment payments or EMI-based subscriptions, you can authorize a UPI Mandate (UPI Autopay), eNACH, or Card Standing Instruction for convenient automatic payments from your linked bank account.

What the Mandate Covers

The mandate amount is payment for:

Platform Access: Your CRM subscription and service chapter access
Service Delivery: Lead management, customer tools, and platform features
Credit Recovery: If credit was extended for professional services

Please Note: The mandate is for platform services, independent of any loan file outcomes or bank decisions.

Mandate Authorization

The UPI Mandate is a standard recurring payment authorization recognized under:

Indian Contract Act, 1872: Valid contract with mutual agreement
Information Technology Act, 2000: Electronic consent is legally valid
RBI Guidelines: Authorized recurring payment framework
NPCI UPI Guidelines: Standard autopay authorization

When You Authorize a Mandate

You authorize automatic debits as per the agreed schedule
You agree to maintain sufficient balance on debit dates
You understand that keeping the mandate active ensures uninterrupted service
You can contact support anytime for payment-related queries

PART C: Types of Mandates

We operate two categories of mandates based on service type:

Core Wallet Mandate

Purpose: Subscription payments and platform access fees.

Covers: CRM access, lead management, service chapters, and general platform services.

Pipeline Wallet Mandate

Purpose: Recovery of credit extended for professional services.

Covers: CA/professional service advances and approved credit lines.

Both mandate types follow the same payment schedule and terms. Please ensure timely payments to enjoy uninterrupted access to all platform features.

PART D: How Installment Plans Work

When subscribing via installment/EMI plan:

Initial Payment: You pay an upfront amount to activate your subscription immediately.
Remaining Balance: Collected via scheduled auto-debits through your authorized mandate.
Debit Schedule: Daily, weekly, or monthly as per your selected plan.
Debit Time: UPI Autopay debits typically occur around 6:00 AM IST.

Good to Know

The initial payment activates your services immediately. Once activated, this payment is part of your total subscription cost and represents delivered service value.

PART E: Payment Processing

Our system uses smart retry logic to help ensure successful payments:

UPI Autopay

Retry Logic: Up to 4 attempts

If the first attempt fails, we retry up to 3 more times at intervals to help ensure your payment goes through.

eNACH / Card

Single Attempt: Due to bank processing

Please ensure sufficient balance as bank systems typically process these in a single attempt.

Common Payment Issues

To avoid payment failures, please check:

Sufficient balance in your linked bank account
Daily/monthly transaction limits are not exceeded
UPI PIN is active and not expired
Bank account is active (not frozen or dormant)
Mandate is active in your bank/UPI app
Mobile number is updated with your bank

Need Help?

If you anticipate any payment issues or need to discuss your payment schedule, please contact our support team proactively. We're here to help find solutions.

PART F: Service Continuity & Access

To ensure uninterrupted access to your platform and services, timely payments are essential. Here's what happens with payment status:

If Payments Are Not Current

When payments are overdue, the following service limitations apply:

Admin panel access may be temporarily restricted
Team members and sub-users access will be paused
New customer/lead additions will be on hold
Lead rotation participation will be paused
API integrations will return limited responses

Your data remains safe — we do not delete your data due to payment issues. Full access is restored once payments are current.

Data Protection

Even during service limitations:

All your customer records and files are preserved
Your data is secure and intact
Full access resumes immediately upon payment clearance

We retain data as per our standard retention policy. Extended inactivity (beyond 90 days) may be subject to our data retention guidelines.

PART G: Managing Your Mandate

Your UPI Mandate can be viewed in your bank app or UPI app (GPay, PhonePe, Paytm, etc.). Here's what you should know:

Before Modifying Your Mandate

If you're considering cancelling or modifying your mandate, please contact us first. Cancelling an active mandate:

Does not cancel your payment obligation for services already delivered
May result in service access limitations
The outstanding balance remains payable
Previous payments are not refundable as services were already activated

We recommend: Contact our support team before making any changes. We can often help with payment schedule adjustments or address any concerns you may have.

If You've Cancelled by Mistake

Accidental cancellations happen. Please contact our support immediately and we'll help you set up a new mandate to continue your services without disruption.

PART H: Platform Services vs Loan Outcomes

Important Distinction

Your subscription and mandate payments are for platform access and CRM services. These are separate from loan application outcomes.

Please understand that:

You pay for CRM access, lead management tools, and platform features
Banks and NBFCs make independent lending decisions we cannot control
Service delivery is complete when you access the CRM and tools
Loan approvals, rejections, or delays are bank decisions
File outcomes do not affect your platform service agreement

Our Commitment

While we cannot guarantee loan approvals (as those are bank decisions), we are committed to providing you with the best CRM tools, timely lead delivery, and excellent platform support to help grow your business.

PART I: Platform Policies

VistarKriya Marketings Private Limited maintains the following policies to ensure fair service delivery:

Service Management

We may temporarily limit access when payments are overdue
We may pause lead distribution for accounts with outstanding dues
We may adjust service features based on subscription status
We provide notifications before any service limitations

Account Management

Outstanding amounts may be recovered from wallet balances
We may offset pending payouts against dues (with notification)
We offer settlement options for accounts facing difficulties
We work with users to find reasonable payment solutions

Communication First

We believe in resolving issues through communication. If you're facing any difficulties with payments, please reach out to our support team. We're often able to work out solutions that help you continue using our services.

PART J: Account Limits

Depending on your subscription plan and account status, there may be limits on certain features such as B2C customer additions.

When Limits May Apply

As part of specific subscription plans
When payments are being processed or pending
During account review periods
As part of customized service arrangements

How Limits Work

Limits apply to new additions only — existing data remains accessible
Limits can be increased by upgrading your plan or clearing dues
Good payment history typically results in higher limits
Contact support to discuss limit adjustments

PART K: Payment Support & Solutions

Automatic Recovery

If a scheduled payment fails, our system may attempt recovery from available wallet balances to help maintain your service continuity.

Settlement Options

If you're facing difficulties with payments, we offer support options:

Payment schedule adjustments (subject to approval)
Wallet-based settlement options
One-Time Settlement discussions for qualifying accounts
Plan modifications to better suit your needs

One-Time Settlement (OTS)

In certain situations, we may offer One-Time Settlement options:

OTS allows settling outstanding amounts in a single payment
Available on case-by-case basis
Contact support to discuss if this option may be available for you
Full access is restored upon successful settlement

PART L: Restoring Full Access

If your access has been limited due to payment issues, here's how to restore it:

Simple Steps

Contact our support team at hello@vistarkriya.com or 8766268711
Request your current account statement
Choose a payment method (UPI, Net Banking, Card, or Wallet)
Complete the payment
Access is typically restored within 24 hours of payment confirmation

Payment Options

Direct payment of outstanding amount
Wallet top-up to cover dues
Settlement arrangement (if approved)
New mandate setup for future payments

Timely Resolution Benefits

Resolving payment issues quickly helps you:

Maintain continuous access to all features
Keep receiving lead rotations and updates
Stay active in the distribution system
Preserve your account standing

PART M: Legal Framework

The UPI Mandate and payment agreements are governed by applicable Indian laws. In case of persistent non-payment after multiple attempts at resolution:

Resolution Process

We first attempt to resolve through direct communication
Payment reminders and support outreach
Settlement discussions if needed
Legal remedies as a last resort if amicable resolution fails

Applicable Framework

Indian Contract Act, 1872
Information Technology Act, 2000
Payment and Settlement Systems Act, 2007
Arbitration as per Section 13 of these Terms

Our Approach

We prefer resolving all matters amicably through discussion and mutual agreement. Legal action is always a last resort after all other options have been explored. Please reach out to us if you're facing any difficulties — we're here to help.

PART N: Payment Disputes

If you have concerns about any payment or charge, please follow our dispute resolution process:

Dispute Resolution Steps

Contact our support team with your concern
Provide relevant transaction details
Allow up to 7 business days for investigation
We'll provide a detailed response and resolution

Most issues are resolved quickly through direct communication. Please contact us before initiating any bank disputes.

Unauthorized Transactions: If you believe there's a genuinely unauthorized transaction (such as account compromise), contact us immediately at hello@vistarkriya.com. We take security seriously and will investigate promptly.

PART O: Payment Terms Acknowledgment

            By Using Our Payment Services, You Understand That:
            Payments are for platform services and CRM access
Services are delivered upon activation
Mandate payments should be maintained for uninterrupted service
Loan outcomes are independent bank decisions
Support is available for any payment-related concerns
Communication is encouraged before any mandate changes
Settlement options may be available for difficult situations
Your data remains safe even during service limitations

        

Recommendation: Before subscribing to any paid plan, we encourage you to fully explore our free plan to ensure our platform meets your needs. Our support team is always available to answer questions and help you choose the right plan for your business.

06

Data Collection, KYC & Lead Sharing

KYC Requirements

To use our platform, you must complete KYC verification by providing:

PAN Card details for identity and tax verification
Aadhaar details for identity verification via DigiLocker
Business registration documents (GST, Shop Act, etc.) if applicable
Bank account details for payment processing
Any other documents as required for specific services

All documents requested are publicly available identity documents required for regulatory compliance and service delivery.

Lead Data Sharing Consent

By using our platform and submitting any lead or customer data, you expressly consent to the following:

Lead data submitted through our platform will be shared with relevant banks, NBFCs, and third-party service providers for processing the specific service requested
Customer information may be shared with our technology partners and API providers to facilitate service delivery
We may use third-party services for lead routing, verification, and processing
Data is shared only for the specific purpose for which the lead was submitted
We do not sell personal data to unrelated third parties for marketing purposes

Purpose-Limited Sharing

When you submit a loan lead, that data is shared with banks/NBFCs for loan processing. When you use CIBIL services, data is shared with credit bureaus. Each data share is limited to the specific purpose of the service you requested.

Your Responsibility: If you submit leads or customer data on behalf of your clients, you represent and warrant that you have obtained all necessary consents from such individuals for their data to be processed and shared as described herein.

07

User Responsibilities & Prohibited Activities

By using our platform, you agree to:

Use the Service only for lawful purposes in compliance with all applicable laws
Provide accurate, truthful, and complete information at all times
Not submit false, misleading, or fraudulent leads or documents
Not violate any RBI guidelines, SEBI regulations, or other financial regulations
Not infringe on any intellectual property rights
Not upload malicious content, malware, or attempt to breach security
Not attempt to hack, exploit, reverse engineer, or damage the platform
Not impersonate other users, entities, or misrepresent your identity
Not spam, harass, or send unsolicited communications
Comply with all KYC and verification requirements
Maintain confidentiality of customer data in your possession

Zero Tolerance Policy

Any violation of these responsibilities may result in immediate account suspension or termination without prior notice and without any refund. We reserve the right to report illegal activities to appropriate law enforcement authorities and cooperate fully in any investigation.

08

Third-Party Services & Partnerships

Our platform integrates with and routes leads to various third-party service providers including but not limited to:

Banks and NBFCs for loan processing
Credit bureaus for CIBIL reports
Government APIs for Aadhaar and PAN verification
Payment gateways for transaction processing
Chartered Accountants, Company Secretaries, and legal professionals
Insurance providers and aggregators
Other technology and service partners

Third-Party Disclaimer

We do not control, endorse, or guarantee any third-party service, their policies, their decisions, or their service quality. Your use of any third-party service is governed by that party's terms and conditions. We are not a party to any agreement between you and any third-party provider.

Any fees, charges, interest rates, insurance premiums, processing fees, or other costs charged by banks, NBFCs, or other third parties are determined solely by those entities. Vistarkriya has no control over and bears no responsibility for such charges.

09

Intellectual Property Rights

Our IP: The Vistarkriya platform, including but not limited to its design, source code, algorithms, features, content, graphics, user interface, and documentation, is the exclusive property of VistarKriya Marketings Private Limited and is protected by Indian and international intellectual property laws.

Trademarks: Vistarkriya, VistarKriya, Numberdom, Numberloan, and all associated logos and marks are registered trademarks of VistarKriya Marketings Private Limited. Unauthorized use is strictly prohibited and will be prosecuted to the fullest extent of law.

Your Content: You retain ownership of content you upload. However, by uploading content, you grant us a worldwide, royalty-free, perpetual, irrevocable, sublicensable license to use, reproduce, modify, display, distribute, and process such content for providing and improving our services.

Restrictions: You may not copy, modify, distribute, sell, lease, reverse engineer, decompile, or create derivative works from our platform or any part thereof without our express written permission.

10

Termination

Termination by You

You may request account closure through your account settings or by contacting support. Upon termination:

All active subscriptions are immediately cancelled with no refund
Wallet balance may be withdrawn subject to applicable fees, deductions, and verification
Your data will be retained for 7 years for legal and compliance purposes, then deleted
Any pending transactions or services will be forfeited

Termination by Us

We reserve the absolute right to suspend, restrict, or terminate your account immediately and without prior notice if:

You violate any provision of these Terms
You engage in or are suspected of fraudulent activities
You submit false or fraudulent leads/documents
You fail to pay for subscribed services
Your account shows suspicious or unusual activity
We receive legal or regulatory orders to do so
We determine, in our sole discretion, that your continued use poses a risk
For any other reason at our sole discretion

No Refund on Termination

In the event of termination by us for any violation or suspected violation, you shall not be entitled to any refund of subscription fees, wallet balance, or any other amounts. We reserve the right to withhold any funds pending investigation of suspected violations.

11

Disclaimers & Limitation of Liability

Service Provided "As Is" and "As Available"

The service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We expressly disclaim all warranties including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranties arising from course of dealing or usage of trade.

Exclusion of Liability

To the maximum extent permitted by applicable law, VISTARKRIYA MARKETINGS PRIVATE LIMITED and its directors, officers, employees, agents, and affiliates shall not be liable for:

Any indirect, incidental, special, consequential, punitive, or exemplary damages
Loss of profits, revenue, data, business opportunities, or goodwill
Any damages arising from loan rejections, bank decisions, or third-party actions
Any damages arising from service interruptions, errors, or data loss
Any damages arising from unauthorized access to your account
Any damages exceeding the total fees paid by you in the 12 months preceding the claim

Liability Cap

In no event shall our total aggregate liability exceed the amount actually paid by you to us in the twelve (12) months immediately preceding the event giving rise to the claim. This limitation applies regardless of the form of action, whether in contract, tort, strict liability, or otherwise.

Acknowledgment: You acknowledge that these limitations of liability are an essential part of this Agreement and that we would not enter into this Agreement without these limitations.

12

Indemnification

You agree to indemnify, defend, and hold harmless VistarKriya Marketings Private Limited, its directors, officers, employees, agents, affiliates, successors, and assigns from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

Your use of or access to the Service
Your violation of any provision of these Terms
Your violation of any applicable law, regulation, or third-party right
Any content or data you submit through the platform
Any fraudulent, misleading, or false information provided by you
Any dispute between you and any third party, including banks, NBFCs, or your customers
Any claim by your customers, B2B clients, or end users
Your failure to obtain necessary consents for data processing

This indemnification obligation shall survive the termination of your account and these Terms.

13

Dispute Resolution & Governing Law

Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles.

Mandatory Arbitration

Any dispute, controversy, or claim arising out of or relating to these Terms, including their validity, interpretation, breach, or termination, shall be resolved through binding arbitration in accordance with the Arbitration and Conciliation Act, 1996 (as amended).

Seat of Arbitration: Dehradun, Uttarakhand, India
Language: English or Hindi
Number of Arbitrators: One (1), mutually appointed or appointed by the Uttarakhand High Court
Arbitration Fees: To be borne by the losing party unless otherwise determined by the arbitrator

You agree to attempt resolution through our internal grievance process before initiating arbitration. The arbitrator's decision shall be final and binding on both parties.

Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive any right to participate in a class action lawsuit or class-wide arbitration against us.

Jurisdiction

Subject to the arbitration provision above, you irrevocably submit to the exclusive jurisdiction of the courts located in Dehradun, Uttarakhand for any legal proceedings arising out of or relating to these Terms. You waive any objection to such jurisdiction or venue.

14

Force Majeure

We shall not be liable for any failure or delay in performing our obligations under these Terms if such failure or delay results from circumstances beyond our reasonable control, including but not limited to:

Acts of God, natural disasters, pandemics, epidemics
War, terrorism, civil unrest, or armed conflict
Government actions, orders, or regulations
Changes in RBI policies, banking regulations, or financial sector guidelines
Bank policy changes, pincode blacklisting, or lending restrictions
Third-party API failures or service outages
Internet or telecommunications failures
Power outages or infrastructure failures
Strikes, labor disputes, or supply chain disruptions
Cyberattacks, hacking, or security breaches beyond our reasonable control

In the event of a force majeure, our obligations shall be suspended for the duration of such event and no refund or compensation shall be due.

15

General Provisions

Entire Agreement: These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and us regarding the Service and supersede all prior agreements.

Severability: If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Waiver: Our failure to enforce any provision of these Terms shall not constitute a waiver of such provision or any other provision.

Assignment: You may not assign or transfer your rights under these Terms without our prior written consent. We may assign our rights and obligations without restriction.

Registered Office

VistarKriya Marketings Private Limited
(VistarKriya Marketings Private Limited)
3rd Floor, Shree Jee Plaza, New Road,
Dalanwala, Dehradun, Uttarakhand 248001

Branch Office:
55, 3rd Floor, Westend Marg, Saidullajab,
Near Saket Metro, New Delhi 110030

16

Acknowledgment & Acceptance

        By Using Our Platform, You Acknowledge:
        You have read and understood these entire Terms of Service
You agree to be legally bound by all provisions herein
You understand that we are a CRM platform, not a lender or financial institution
You accept that all payments are final once services are activated
You acknowledge that bank/NBFC decisions are not our responsibility
You consent to the collection, use, and sharing of your data as described in our Privacy Policy
You agree to resolve disputes through binding arbitration in Dehradun, Uttarakhand
You waive your right to participate in class action lawsuits against us
If submitting others' data, you have obtained their consent
You will indemnify us for any claims arising from your use of the platform

    

These Terms of Service are an integral part of your agreement with us. In case of any conflict between these Terms, the Privacy Policy, and the Refund Policy, the more restrictive provision shall apply.

Quick Navigation