Terms of Service
Legal terms and conditions governing the use of Vistarkriya
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Agreement Overview & Acceptance
Welcome to Vistarkriya! These Terms of Service ("Terms", "Agreement") constitute a legally binding contract between you ("User", "you", "your") and VistarKriya Marketings Private Limited ("Company", "we", "us", "our"), a company incorporated under the laws of India, regarding your use of our SaaS platform, website, mobile applications, APIs, and all related services (collectively, the "Service" or "Platform").
Important: Binding Legal Agreement
By accessing, browsing, or using this platform in any manner, including but not limited to visiting the website, creating an account, making any payment, submitting any data, or using any service, you unconditionally agree to be bound by these Terms.
If you do not agree to all of these Terms, you must immediately cease all use of the Platform and exit.
Your continued use of the Platform after any modifications to these Terms constitutes your acceptance of such modifications.
Who These Terms Apply To
1. Tenants / Admins (Primary Subscribers)
Businesses or individuals who subscribe to our platform to access CRM features, manage leads, and utilize service chapters. Tenants are bound by all sections of these Terms without exception.
2. B2B Customers (Tenant's Clients)
Business clients of our Tenants who use the customer portal. B2B customers have a separate agreement with their respective Tenant, and these Terms govern their use of our platform infrastructure. The Company bears no responsibility for disputes between Tenants and their B2B customers.
3. End Users / Visitors
Anyone browsing our public pages or submitting information through any channel. All visitors are bound by these Terms.
Amendments to Terms: VistarKriya Marketings Private Limited reserves the absolute right to modify, amend, update, or replace these Terms at any time without any prior notice, as the Company deems fit and necessary. Changes become effective immediately upon posting to the Platform. It is your sole responsibility to review these Terms periodically. Continued use after changes constitutes irrevocable acceptance.
Eligibility: You must be at least 18 years old, possess valid government-issued identification, and have the legal capacity to enter into binding contracts under Indian law. If registering on behalf of a business entity, you represent and warrant that you have full authority to bind that entity to these Terms.
Platform Nature & Critical Disclaimers
Critical: Understanding Our Role
Vistarkriya is a technology platform and CRM service provider only.
We are not a bank, NBFC, financial institution, money lender, loan provider, insurance company, or any regulated financial entity. We do not lend money, approve loans, set interest rates, decide EMIs, provide insurance, or make any financial decisions.
What We Are
- Technology Platform: We provide CRM software and digital tools for business management
- Lead Management System: We facilitate the collection, organization, and routing of customer inquiries
- Mediator/Facilitator: We connect users with third-party service providers including banks, NBFCs, and other partners
- SaaS Provider: We charge fees for access to our CRM platform and technology services
What We Are Not Responsible For
- Loan Approvals or Rejections: All lending decisions are made solely by banks/NBFCs at their absolute discretion
- Interest Rates, EMI, Processing Fees: These are determined and charged by the lending institution, not by us
- Insurance Premiums and Policies: Charged and managed by insurance providers
- Pincode Availability: Banks independently determine serviceable areas and may blacklist any pincode/area without notice
- Blacklisted Areas: We have no control over which areas banks designate as restricted or blacklisted
- Document Verification by Banks: Banks conduct their own verification and may reject applications at their discretion
- Disbursement Timelines: Loan disbursement timing is controlled entirely by the lending institution
- Third-Party Service Quality: We do not guarantee the performance of any bank, NBFC, CA, CS, or other service provider
Loan Rejection Disclaimer
If your loan application or any lead submitted through our platform is rejected by a bank or NBFC, this is entirely the decision of that financial institution. Rejection may occur due to credit score, income criteria, documentation, pincode blacklisting, internal bank policies, or any other reason at the bank's sole discretion. Vistarkriya bears no liability for any rejection, delay, or unfavorable terms offered by any financial institution.
You expressly acknowledge and agree that by using this Platform, you understand that we are merely a technology intermediary, and any fees paid to us are for CRM access and platform usage only—not for any loan product, financial service outcome, or guarantee of approval.
User Accounts & Registration
Account Creation Requirements
To create an account and use our platform, you must:
- Complete the signup process with accurate, truthful, and complete information
- Verify your email address and mobile phone number
- Complete mandatory KYC verification (PAN and/or Aadhaar as required)
- Provide valid business registration documents if applicable (GST, Shop Act, etc.)
- Accept these Terms and all related policies
- Accept the digital agreement presented during signup
Account Security & Responsibility
You are solely and entirely responsible for:
- Maintaining absolute confidentiality of your login credentials
- All activities that occur under your account, whether authorized by you or not
- Immediately notifying us of any unauthorized access or security breach
- Ensuring your account information remains accurate and up-to-date at all times
- Any consequences arising from sharing your credentials with any third party
Account Misuse
We reserve the right to immediately suspend or terminate any account that we believe, in our sole discretion, is being misused, shared with unauthorized parties, used for fraudulent purposes, or violates any provision of these Terms. No refund shall be provided in such cases.
Service Description
Vistarkriya provides a comprehensive SaaS-based CRM and business management platform that includes:
- Digital Office Platform: Multi-tenant architecture for business operations management
- CRM System: Customer relationship management, lead tracking, and pipeline management
- Service Chapters: Modular business services including Click & Credit, Micro Loans, Loan On Me, Associate Services, MSME Digital, PAN Services, and others
- Wallet System: Digital wallet for internal transactions and balance management
- KYC Verification: Identity verification services via Aadhaar and PAN
- CIBIL Reports: Credit report generation services
- API Access: Integration capabilities for developers and partners
- White-Label Branding: Custom branding options for your business
Service Availability & Modifications
While we strive for high uptime, we do not guarantee uninterrupted, error-free, or secure access to the Service. We reserve the right to modify, suspend, or discontinue any feature, chapter, or service at any time without prior notice and without liability. Scheduled maintenance, emergency updates, third-party API outages, or force majeure events may cause service interruptions.
Payment Terms, UPI Mandate & Refund Policy
Free Plan
Lifetime free with limited features
Paid Plans
Premium subscriptions
Chapters
Service activation fees
Wallet Topup
Prepaid service credits
PART A: Refund Policy
Understanding Our Refund Policy
As a service-based platform, all payments made to Vistarkriya are final once services are activated or delivered. This policy applies to:
- Subscription fees (monthly, quarterly, yearly, lifetime)
- Chapter activation fees and service charges
- Wallet top-ups and credits
- CIBIL reports, verification fees, and API charges
- Associate service fees and professional charges
- Initial payments for mandates
- Any EMI or installment already processed
Why This Policy Exists
We want to be transparent about why refunds cannot be processed once services begin:
- Free Trial Available: We offer a lifetime free plan so you can fully evaluate our platform before upgrading. We encourage you to explore all features before making a payment decision.
- Service-Based Business: We provide CRM tools and platform access. Once activated, these services are delivered immediately and cannot be "returned."
- Instant Delivery: Services like CIBIL reports, KYC verification, and API calls are consumed instantly upon request.
- Third-Party Costs: We incur costs with our partners (credit bureaus, payment gateways, API providers) the moment you use any service.
- Independent Bank Decisions: Loan approvals and rejections are decisions made by banks/NBFCs, not by our platform.
Important Clarification
You are paying for platform access and CRM tools—not for loan approvals or disbursements. Bank decisions regarding loan applications are independent of our services and do not create refund eligibility.
Payment Processing: All payments are processed securely through RBI-authorized payment partners (Cashfree, Razorpay, etc.). Prices are in Indian Rupees (INR) and include applicable GST.
PART B: Understanding UPI Mandate
When you opt for installment payments or EMI-based subscriptions, you can authorize a UPI Mandate (UPI Autopay), eNACH, or Card Standing Instruction for convenient automatic payments from your linked bank account.
What the Mandate Covers
The mandate amount is payment for:
- Platform Access: Your CRM subscription and service chapter access
- Service Delivery: Lead management, customer tools, and platform features
- Credit Recovery: If credit was extended for professional services
Please Note: The mandate is for platform services, independent of any loan file outcomes or bank decisions.
Mandate Authorization
The UPI Mandate is a standard recurring payment authorization recognized under:
- Indian Contract Act, 1872: Valid contract with mutual agreement
- Information Technology Act, 2000: Electronic consent is legally valid
- RBI Guidelines: Authorized recurring payment framework
- NPCI UPI Guidelines: Standard autopay authorization
When You Authorize a Mandate
- You authorize automatic debits as per the agreed schedule
- You agree to maintain sufficient balance on debit dates
- You understand that keeping the mandate active ensures uninterrupted service
- You can contact support anytime for payment-related queries
PART C: Types of Mandates
We operate two categories of mandates based on service type:
Core Wallet Mandate
Purpose: Subscription payments and platform access fees.
Covers: CRM access, lead management, service chapters, and general platform services.
Pipeline Wallet Mandate
Purpose: Recovery of credit extended for professional services.
Covers: CA/professional service advances and approved credit lines.
Both mandate types follow the same payment schedule and terms. Please ensure timely payments to enjoy uninterrupted access to all platform features.
PART D: How Installment Plans Work
When subscribing via installment/EMI plan:
- Initial Payment: You pay an upfront amount to activate your subscription immediately.
- Remaining Balance: Collected via scheduled auto-debits through your authorized mandate.
- Debit Schedule: Daily, weekly, or monthly as per your selected plan.
- Debit Time: UPI Autopay debits typically occur around 6:00 AM IST.
Good to Know
The initial payment activates your services immediately. Once activated, this payment is part of your total subscription cost and represents delivered service value.
PART E: Payment Processing
Our system uses smart retry logic to help ensure successful payments:
UPI Autopay
Retry Logic: Up to 4 attempts
If the first attempt fails, we retry up to 3 more times at intervals to help ensure your payment goes through.
eNACH / Card
Single Attempt: Due to bank processing
Please ensure sufficient balance as bank systems typically process these in a single attempt.
Common Payment Issues
To avoid payment failures, please check:
- Sufficient balance in your linked bank account
- Daily/monthly transaction limits are not exceeded
- UPI PIN is active and not expired
- Bank account is active (not frozen or dormant)
- Mandate is active in your bank/UPI app
- Mobile number is updated with your bank
Need Help?
If you anticipate any payment issues or need to discuss your payment schedule, please contact our support team proactively. We're here to help find solutions.
PART F: Service Continuity & Access
To ensure uninterrupted access to your platform and services, timely payments are essential. Here's what happens with payment status:
If Payments Are Not Current
When payments are overdue, the following service limitations apply:
- Admin panel access may be temporarily restricted
- Team members and sub-users access will be paused
- New customer/lead additions will be on hold
- Lead rotation participation will be paused
- API integrations will return limited responses
Your data remains safe — we do not delete your data due to payment issues. Full access is restored once payments are current.
Data Protection
Even during service limitations:
- All your customer records and files are preserved
- Your data is secure and intact
- Full access resumes immediately upon payment clearance
We retain data as per our standard retention policy. Extended inactivity (beyond 90 days) may be subject to our data retention guidelines.
PART G: Managing Your Mandate
Your UPI Mandate can be viewed in your bank app or UPI app (GPay, PhonePe, Paytm, etc.). Here's what you should know:
Before Modifying Your Mandate
If you're considering cancelling or modifying your mandate, please contact us first. Cancelling an active mandate:
- Does not cancel your payment obligation for services already delivered
- May result in service access limitations
- The outstanding balance remains payable
- Previous payments are not refundable as services were already activated
We recommend: Contact our support team before making any changes. We can often help with payment schedule adjustments or address any concerns you may have.
If You've Cancelled by Mistake
Accidental cancellations happen. Please contact our support immediately and we'll help you set up a new mandate to continue your services without disruption.
PART H: Platform Services vs Loan Outcomes
Important Distinction
Your subscription and mandate payments are for platform access and CRM services. These are separate from loan application outcomes.
Please understand that:
- You pay for CRM access, lead management tools, and platform features
- Banks and NBFCs make independent lending decisions we cannot control
- Service delivery is complete when you access the CRM and tools
- Loan approvals, rejections, or delays are bank decisions
- File outcomes do not affect your platform service agreement
Our Commitment
While we cannot guarantee loan approvals (as those are bank decisions), we are committed to providing you with the best CRM tools, timely lead delivery, and excellent platform support to help grow your business.
PART I: Platform Policies
VistarKriya Marketings Private Limited maintains the following policies to ensure fair service delivery:
Service Management
- We may temporarily limit access when payments are overdue
- We may pause lead distribution for accounts with outstanding dues
- We may adjust service features based on subscription status
- We provide notifications before any service limitations
Account Management
- Outstanding amounts may be recovered from wallet balances
- We may offset pending payouts against dues (with notification)
- We offer settlement options for accounts facing difficulties
- We work with users to find reasonable payment solutions
Communication First
We believe in resolving issues through communication. If you're facing any difficulties with payments, please reach out to our support team. We're often able to work out solutions that help you continue using our services.
PART J: Account Limits
Depending on your subscription plan and account status, there may be limits on certain features such as B2C customer additions.
When Limits May Apply
- As part of specific subscription plans
- When payments are being processed or pending
- During account review periods
- As part of customized service arrangements
How Limits Work
- Limits apply to new additions only — existing data remains accessible
- Limits can be increased by upgrading your plan or clearing dues
- Good payment history typically results in higher limits
- Contact support to discuss limit adjustments
PART K: Payment Support & Solutions
Automatic Recovery
If a scheduled payment fails, our system may attempt recovery from available wallet balances to help maintain your service continuity.
Settlement Options
If you're facing difficulties with payments, we offer support options:
- Payment schedule adjustments (subject to approval)
- Wallet-based settlement options
- One-Time Settlement discussions for qualifying accounts
- Plan modifications to better suit your needs
One-Time Settlement (OTS)
In certain situations, we may offer One-Time Settlement options:
- OTS allows settling outstanding amounts in a single payment
- Available on case-by-case basis
- Contact support to discuss if this option may be available for you
- Full access is restored upon successful settlement
PART L: Restoring Full Access
If your access has been limited due to payment issues, here's how to restore it:
Simple Steps
- Contact our support team at hello@vistarkriya.com or 8766268711
- Request your current account statement
- Choose a payment method (UPI, Net Banking, Card, or Wallet)
- Complete the payment
- Access is typically restored within 24 hours of payment confirmation
Payment Options
- Direct payment of outstanding amount
- Wallet top-up to cover dues
- Settlement arrangement (if approved)
- New mandate setup for future payments
Timely Resolution Benefits
Resolving payment issues quickly helps you:
- Maintain continuous access to all features
- Keep receiving lead rotations and updates
- Stay active in the distribution system
- Preserve your account standing
PART M: Legal Framework
The UPI Mandate and payment agreements are governed by applicable Indian laws. In case of persistent non-payment after multiple attempts at resolution:
Resolution Process
- We first attempt to resolve through direct communication
- Payment reminders and support outreach
- Settlement discussions if needed
- Legal remedies as a last resort if amicable resolution fails
Applicable Framework
- Indian Contract Act, 1872
- Information Technology Act, 2000
- Payment and Settlement Systems Act, 2007
- Arbitration as per Section 13 of these Terms
Our Approach
We prefer resolving all matters amicably through discussion and mutual agreement. Legal action is always a last resort after all other options have been explored. Please reach out to us if you're facing any difficulties — we're here to help.
PART N: Payment Disputes
If you have concerns about any payment or charge, please follow our dispute resolution process:
Dispute Resolution Steps
- Contact our support team with your concern
- Provide relevant transaction details
- Allow up to 7 business days for investigation
- We'll provide a detailed response and resolution
Most issues are resolved quickly through direct communication. Please contact us before initiating any bank disputes.
Unauthorized Transactions: If you believe there's a genuinely unauthorized transaction (such as account compromise), contact us immediately at hello@vistarkriya.com. We take security seriously and will investigate promptly.
PART O: Payment Terms Acknowledgment
By Using Our Payment Services, You Understand That:
- Payments are for platform services and CRM access
- Services are delivered upon activation
- Mandate payments should be maintained for uninterrupted service
- Loan outcomes are independent bank decisions
- Support is available for any payment-related concerns
- Communication is encouraged before any mandate changes
- Settlement options may be available for difficult situations
- Your data remains safe even during service limitations
Recommendation: Before subscribing to any paid plan, we encourage you to fully explore our free plan to ensure our platform meets your needs. Our support team is always available to answer questions and help you choose the right plan for your business.
Data Collection, KYC & Lead Sharing
KYC Requirements
To use our platform, you must complete KYC verification by providing:
- PAN Card details for identity and tax verification
- Aadhaar details for identity verification via DigiLocker
- Business registration documents (GST, Shop Act, etc.) if applicable
- Bank account details for payment processing
- Any other documents as required for specific services
All documents requested are publicly available identity documents required for regulatory compliance and service delivery.
Lead Data Sharing Consent
By using our platform and submitting any lead or customer data, you expressly consent to the following:
- Lead data submitted through our platform will be shared with relevant banks, NBFCs, and third-party service providers for processing the specific service requested
- Customer information may be shared with our technology partners and API providers to facilitate service delivery
- We may use third-party services for lead routing, verification, and processing
- Data is shared only for the specific purpose for which the lead was submitted
- We do not sell personal data to unrelated third parties for marketing purposes
Purpose-Limited Sharing
When you submit a loan lead, that data is shared with banks/NBFCs for loan processing. When you use CIBIL services, data is shared with credit bureaus. Each data share is limited to the specific purpose of the service you requested.
Your Responsibility: If you submit leads or customer data on behalf of your clients, you represent and warrant that you have obtained all necessary consents from such individuals for their data to be processed and shared as described herein.
User Responsibilities & Prohibited Activities
By using our platform, you agree to:
- Use the Service only for lawful purposes in compliance with all applicable laws
- Provide accurate, truthful, and complete information at all times
- Not submit false, misleading, or fraudulent leads or documents
- Not violate any RBI guidelines, SEBI regulations, or other financial regulations
- Not infringe on any intellectual property rights
- Not upload malicious content, malware, or attempt to breach security
- Not attempt to hack, exploit, reverse engineer, or damage the platform
- Not impersonate other users, entities, or misrepresent your identity
- Not spam, harass, or send unsolicited communications
- Comply with all KYC and verification requirements
- Maintain confidentiality of customer data in your possession
Zero Tolerance Policy
Any violation of these responsibilities may result in immediate account suspension or termination without prior notice and without any refund. We reserve the right to report illegal activities to appropriate law enforcement authorities and cooperate fully in any investigation.
Third-Party Services & Partnerships
Our platform integrates with and routes leads to various third-party service providers including but not limited to:
- Banks and NBFCs for loan processing
- Credit bureaus for CIBIL reports
- Government APIs for Aadhaar and PAN verification
- Payment gateways for transaction processing
- Chartered Accountants, Company Secretaries, and legal professionals
- Insurance providers and aggregators
- Other technology and service partners
Third-Party Disclaimer
We do not control, endorse, or guarantee any third-party service, their policies, their decisions, or their service quality. Your use of any third-party service is governed by that party's terms and conditions. We are not a party to any agreement between you and any third-party provider.
Any fees, charges, interest rates, insurance premiums, processing fees, or other costs charged by banks, NBFCs, or other third parties are determined solely by those entities. Vistarkriya has no control over and bears no responsibility for such charges.
Intellectual Property Rights
Our IP: The Vistarkriya platform, including but not limited to its design, source code, algorithms, features, content, graphics, user interface, and documentation, is the exclusive property of VistarKriya Marketings Private Limited and is protected by Indian and international intellectual property laws.
Trademarks: Vistarkriya, VistarKriya, Numberdom, Numberloan, and all associated logos and marks are registered trademarks of VistarKriya Marketings Private Limited. Unauthorized use is strictly prohibited and will be prosecuted to the fullest extent of law.
Your Content: You retain ownership of content you upload. However, by uploading content, you grant us a worldwide, royalty-free, perpetual, irrevocable, sublicensable license to use, reproduce, modify, display, distribute, and process such content for providing and improving our services.
Restrictions: You may not copy, modify, distribute, sell, lease, reverse engineer, decompile, or create derivative works from our platform or any part thereof without our express written permission.
Termination
Termination by You
You may request account closure through your account settings or by contacting support. Upon termination:
- All active subscriptions are immediately cancelled with no refund
- Wallet balance may be withdrawn subject to applicable fees, deductions, and verification
- Your data will be retained for 7 years for legal and compliance purposes, then deleted
- Any pending transactions or services will be forfeited
Termination by Us
We reserve the absolute right to suspend, restrict, or terminate your account immediately and without prior notice if:
- You violate any provision of these Terms
- You engage in or are suspected of fraudulent activities
- You submit false or fraudulent leads/documents
- You fail to pay for subscribed services
- Your account shows suspicious or unusual activity
- We receive legal or regulatory orders to do so
- We determine, in our sole discretion, that your continued use poses a risk
- For any other reason at our sole discretion
No Refund on Termination
In the event of termination by us for any violation or suspected violation, you shall not be entitled to any refund of subscription fees, wallet balance, or any other amounts. We reserve the right to withhold any funds pending investigation of suspected violations.
Disclaimers & Limitation of Liability
Service Provided "As Is" and "As Available"
The service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We expressly disclaim all warranties including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranties arising from course of dealing or usage of trade.
Exclusion of Liability
To the maximum extent permitted by applicable law, VISTARKRIYA MARKETINGS PRIVATE LIMITED and its directors, officers, employees, agents, and affiliates shall not be liable for:
- Any indirect, incidental, special, consequential, punitive, or exemplary damages
- Loss of profits, revenue, data, business opportunities, or goodwill
- Any damages arising from loan rejections, bank decisions, or third-party actions
- Any damages arising from service interruptions, errors, or data loss
- Any damages arising from unauthorized access to your account
- Any damages exceeding the total fees paid by you in the 12 months preceding the claim
Liability Cap
In no event shall our total aggregate liability exceed the amount actually paid by you to us in the twelve (12) months immediately preceding the event giving rise to the claim. This limitation applies regardless of the form of action, whether in contract, tort, strict liability, or otherwise.
Acknowledgment: You acknowledge that these limitations of liability are an essential part of this Agreement and that we would not enter into this Agreement without these limitations.
Indemnification
You agree to indemnify, defend, and hold harmless VistarKriya Marketings Private Limited, its directors, officers, employees, agents, affiliates, successors, and assigns from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:
- Your use of or access to the Service
- Your violation of any provision of these Terms
- Your violation of any applicable law, regulation, or third-party right
- Any content or data you submit through the platform
- Any fraudulent, misleading, or false information provided by you
- Any dispute between you and any third party, including banks, NBFCs, or your customers
- Any claim by your customers, B2B clients, or end users
- Your failure to obtain necessary consents for data processing
This indemnification obligation shall survive the termination of your account and these Terms.
Dispute Resolution & Governing Law
Governing Law
These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles.
Mandatory Arbitration
Any dispute, controversy, or claim arising out of or relating to these Terms, including their validity, interpretation, breach, or termination, shall be resolved through binding arbitration in accordance with the Arbitration and Conciliation Act, 1996 (as amended).
- Seat of Arbitration: Dehradun, Uttarakhand, India
- Language: English or Hindi
- Number of Arbitrators: One (1), mutually appointed or appointed by the Uttarakhand High Court
- Arbitration Fees: To be borne by the losing party unless otherwise determined by the arbitrator
You agree to attempt resolution through our internal grievance process before initiating arbitration. The arbitrator's decision shall be final and binding on both parties.
Class Action Waiver
You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive any right to participate in a class action lawsuit or class-wide arbitration against us.
Jurisdiction
Subject to the arbitration provision above, you irrevocably submit to the exclusive jurisdiction of the courts located in Dehradun, Uttarakhand for any legal proceedings arising out of or relating to these Terms. You waive any objection to such jurisdiction or venue.
Force Majeure
We shall not be liable for any failure or delay in performing our obligations under these Terms if such failure or delay results from circumstances beyond our reasonable control, including but not limited to:
- Acts of God, natural disasters, pandemics, epidemics
- War, terrorism, civil unrest, or armed conflict
- Government actions, orders, or regulations
- Changes in RBI policies, banking regulations, or financial sector guidelines
- Bank policy changes, pincode blacklisting, or lending restrictions
- Third-party API failures or service outages
- Internet or telecommunications failures
- Power outages or infrastructure failures
- Strikes, labor disputes, or supply chain disruptions
- Cyberattacks, hacking, or security breaches beyond our reasonable control
In the event of a force majeure, our obligations shall be suspended for the duration of such event and no refund or compensation shall be due.
General Provisions
Entire Agreement: These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and us regarding the Service and supersede all prior agreements.
Severability: If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Waiver: Our failure to enforce any provision of these Terms shall not constitute a waiver of such provision or any other provision.
Assignment: You may not assign or transfer your rights under these Terms without our prior written consent. We may assign our rights and obligations without restriction.
Registered Office
VistarKriya Marketings Private Limited
(VistarKriya Marketings Private Limited)
3rd Floor, Shree Jee Plaza, New Road,
Dalanwala, Dehradun, Uttarakhand 248001
Branch Office:
55, 3rd Floor, Westend Marg, Saidullajab,
Near Saket Metro, New Delhi 110030
Acknowledgment & Acceptance
By Using Our Platform, You Acknowledge:
- You have read and understood these entire Terms of Service
- You agree to be legally bound by all provisions herein
- You understand that we are a CRM platform, not a lender or financial institution
- You accept that all payments are final once services are activated
- You acknowledge that bank/NBFC decisions are not our responsibility
- You consent to the collection, use, and sharing of your data as described in our Privacy Policy
- You agree to resolve disputes through binding arbitration in Dehradun, Uttarakhand
- You waive your right to participate in class action lawsuits against us
- If submitting others' data, you have obtained their consent
- You will indemnify us for any claims arising from your use of the platform
These Terms of Service are an integral part of your agreement with us. In case of any conflict between these Terms, the Privacy Policy, and the Refund Policy, the more restrictive provision shall apply.
Questions About These Terms?
VistarKriya Marketings Private Limited
Correspondence Address:
55, 3rd Floor, Westend Marg, Saidullajab, Near Saket Metro, New Delhi 110030
Registered Office:
3rd Floor, Shree Jee Plaza, New Road, Dalanwala, Dehradun, Uttarakhand 248001